Have you heard about the Sandals credit card? If you love to visit Sandals all-inclusive adults-only resorts, this is something that can have a huge benefit for you by saving you money on your next Sandals vacation. It also applies to Beaches resorts.
Read on to learn all about the Sandals credit card so you can decide if it’s right for you.
Key Takeaways
- The Sandals credit card gives you rewards you can use for discounts on a Sandals or Beaches vacation
- No annual fee and no foreign transaction fees
- Earn bonus points after a minimum spend in the first 90 days
- Earn 4x points at Sandals resorts, 2x points on dining and groceries, 1x points on all other purchases
- Points can be redeemed for discounts on Sandals or Beaches vacations, credits at the spa, or donations
- Manage your account, track your points earned, and pay your bill online

Sandals Visa Signature Credit Card
The Sandals credit card is issued by Visa and is accepted everywhere that Visa cards are accepted. It comes with great rewards including points for every purchase which can save you money at Sandals and Beaches resorts, either on your stay or at the spa.
When you get the card, the current bonus offer gives you 20,000 points if you spend at least $1000 in the first 3 months. You also earn 4x points when you use it at Sandals or Beaches resorts, 2x points at all restaurants and grocery stores, and 1x points everywhere else.

Sandals Credit Card Key Features:
- Accepted all over
- Helps you save money on Sandals and Beaches vacations
- Bonus offer of 20,000 points when you spend $1000 in the first 90 days
- 4x points at Sandals or Beaches, 2x points on dining and groceries, 1x points elsewhere
- Use your points for discounts on Sandals or Beaches travel, credits at the spa, or to donate to the Sandals charitable foundation
- No annual fees so it costs you nothing to own
- No foreign transaction fees so you can use it when you travel without penalty
- Issued by Bank of America for ensured security and reliability, excellent service, and safe transactions
- Online access to be able to manage account, track points, and pay bills

Sandals Credit Card Login
As mentioned above, the Bank of America Sandals Visa Signature Card has an online account where you can register to manage your credit card from anywhere. Once you’ve gotten the card and registered for your account, the Sandals credit card login process is very simple.
- Go to the Bank of America Sandals credit card login page
- Enter your online ID and passcode
- Enter any secondary codes they email or text you
- Go to your dasbboard to manage your account

Sandals Credit Card Rewards
The Sandals credit card allows you to get rewards by earning points on every purchase. As we listed above, you get 4x points on purchases at any Sandals or Beaches resort, 2x points on restaurant and grocery purchases, and 1x on everything else.
You can then use your points on a variety of rewards, including discounts on Sandals or Beaches vacations and credits at the Red Lane Spa at Sandals and Beaches resorts.
For example, 10,000 points can be used to get a $100 credit at the spa or a $100 discount on a vacation at Sandals or Beaches.
Sandals Credit Card Benefits
There are a ton of benefits and no drawbacks to having the Sandals credit card. You get:
- Easy way to earn points you can use for great rewards
- Discounts on Sandals and Beaches vacations
- Credits at spas
- Ability to donate to the Sandals Foundation
- No annual fees
- No foreign transaction fees
- Eligibility for special discounts at Sandals resorts
- A Sandals Select Rewards membership (see below for details)

Sandals Select Rewards
The Sandals Select Rewards program gives you access to a wide range of discounts, benefits, and extras. You get these by earning points with every stay at Sandals then redeeming them for benefits.
These include:
- 5,000 bonus points after your first stay ($125 value)
- A free week’s stay after 70 paid nights at Sandals
- Up to $350 credit at Red Lane Spa
- Access to the Official Sandals Select Loyalty Facebook Group
- Invitation to special dinners during your Sandals stay
- Up to 20% off at the gift shop, photo shop, and candlelight dinners
Sandals Credit Card Requirements
As with any credit card, you do need to apply and be approved to be able to get the Sandals credit card. Requirements to be approved include having a good or excellent credit score. You also be a resident of the U.S. or a U.S. territory.
You can apply at the Sandals website.

Is the Sandals credit card worth it?
Yes, we would say that the Sandals credit card is worth it, especially since it doesn’t cost you anything but can save you money on vacations at the resorts. However, we recommend paying off the balance every month so as not to incur interest fees.